My employer will pay me an additional 5% this fall

The price of beef, pork and dairy products is expected to stay high through the end of the year and into 2013, according to a U.S. Department of Agriculture forecast released 8/24/12. The Midwest drought, the worst in decades, has driven up corn and soybean prices, which in turn, caused retail food prices to rise. The food price outlook, compiled monthly by the USDA, was largely unchanged from the month before, forecasting the price of all food to rise between 2.5% and 3.5% through the end of the year. Next year, the USDA predicts food prices will rise by as much as 4% as the effects of the drought become more pronounced on the nation’s food supply. . . . . . I need to consume these things to fuel my body. Like retail gas businesses and grocers, should I approach my employer this fall and let him know that my services will cost him 5 percent more?

I’m getting a raise this fall. What is you think?

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I’m Hooked!

Concerned about movies failing to hold a mirror up to us, demonstrating our underbellies and slothful natures, fuggitaboutit – Spike Lee is still here! His edginess is not worn down, he can still inflict it like a porcupine quill loofah. ”Red Hook Summer” takes aim at poverty, pollution, politicians, pedophiles, pimps and pushers taking his vitriolic perspective right to the top.

 What do you think? Spend a bit of summer in Red Hook, NY anyone?

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My next motorcycle – A hoverbike!

Most likely the military should get lots of practice with these before I get my hands on one. Given the military has no obligations to follow foreign vehicle regulations and traffic laws, they’ll learn to modify them as needed and apply them at will. But, keep following these vehicles for future off-road experiences and for the day when we can figure out how to put a hovering vehicle and rolling vehicle on the same road. You could also join the military and get a crack at all the hot, extreme vehicles. Thumbs up for a  nice ride, a hoverbike.

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No competent child left behind

I believe in “no competent child left behind”. I believe in defining relevant tests of student competency. I believe in developing educational systems and reasonable supportive social systems that can help students from widely varying backgrounds to efficiently reach competency. I believe in holding accountable those persons who engage in teaching, counselling, managing and leading the students and schools; not allowing tenure without maintenance of measured success.

As a consumer (student, parent, and other) you should question those teaching, counselling, in administration and on governing boards about all things that appear to limit, not support, and fail to assess and propagate the well-being and success of students.

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Successful Women: Life’s Quality Measures

Cosmopolitan magazine’s most influential and famous chief editor, Helen Gurley Brown, recently died in New York at age 90. She transformed the conservative lady’s magazine into a sophisticated woman’s version of Playboy. Tending to be less stimulated by visual erotica, women were offered a bounty of titillating articles regarding sex for personal pleasure and its application as a tool for social commerce. She advanced magazine subscription rates from approximately 600K to 3 million, but lamentably deemed a woman’s life as successfully-lived primarily based upon the numbers of her sexual exploits, volume of expensive clothing and accessories in her possession and the magnitude of her successful career titles. True to her social moxie, she got breast implants at age 73, a tummy tuck at 85 y/o and lived a robust life, but never had children because she didn’t wish to “give up the time, the love [and] the money” for them. May the Cosmo Queen rest in peace. However, she gets no thumbs up for style here. A quality life measures for our mothers, daughters, sisters, friends and female neighbors, co-workers and allies is far more than that which she promoted.

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Skinny-dipping in the Sea of Galilee

He didn’t walk upon the water. Had he been at least as successful as Peter, normal people might have really cared about a naked Kansas Republican congressman traversing the waves across the Sea of Galilee. However, he was not and simply bathed briefly in the cool waters; an event significant only to other politicians and Federal agencies.

Thumbs up for skinny-dipping and chunky-dunking. Why pay for a bathing suit when a good set of skin will do!

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Low/nocreditscore.com

Your credit score is the single most important factor determining whether you’ll get approved for borrowing money, for indebtedness. Basically, the way to improve your credit score is to show that you can reliably pay off your debts. To do so, you need to build a good credit history over time via recurrent small to medium sized debt obligations, paying them off over time (not all at once) demonstrating your financial stability over time. Here are some tips:

  1. Establish credit. Personal loans or credit cards are usually the best ways to do this. Take out a few cards that you can keep for a long time. Get cards with high limits but keeping the balance low is best.
  2. Pay bills on time.  Not too briskly, but definitely not late.
  3. Don’t close old accounts.  If you have cards that you’ve held for a long time, keep them under your name, even if you don’t use them. Accounts with long standing are good for your score. Closing accounts hurts your score.

Frankly, this post is offered facetiously, a bit tongue-in-cheek, because I really believe that except for when absolutely necessary you should pay in cash. Forget about “free credit scores” and credit scores altogether; the worse that can happen is a very low credit score. Who cares, actions that reward you with high credit scores reward banks with service fees and big interest payments. Thumbs up style to those who make the business decision to go low/nocreditscore.com.

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